Cash For Structured Settlements

I keep seeing many ads from several companies that talk about cash for structured settlements. It seems to make sense that if you have some kind of judgements or settlement that will be paying you slowly over time, that you want to get all of it now and not have to wait.

But I wonder what the cost for selling to a structure settlement broker is? Since there are so many ads, I have to think that people will take a LOT less cash if they don't have to wait for their money. So I'm not so sure that's really a good idea. It might make more sense to get a loan from a bank or someplace else and pay a lower percentage rate.